Enbank docs
Enbank
A privacy decentralized neobank. The address is the account. Amounts stay sealed.
A privacy neobank
Enbank is a privacy decentralized neobank. The account is an address. The amount, the asset mix, and the counterparty of a move are private inputs. A public chain can record that an instruction settled without publishing the size of the vault.
A conventional account pairs a name, a balance, and a statement. Enbank drops the name. The desk you open is the address you hold. Revealing a figure is a local choice on this device. It is not a field the product is built to publish.
The product surface is four moves:
- Open the desk with an address.
- Create a private vault and leave the amount sealed.
- Send or allocate without putting the size on a public profile.
- Withdraw to an online debit card when the amount should become spendable.
Two runtimes
The same product has two runtimes. They share the vocabulary and they do not share the trust assumptions.
| Runtime | Where state lives | What leaves the device |
|---|---|---|
| This website | localStorage in the browser | Nothing. No transaction, no MXE call, no card issuer. |
| Production model | Encrypted inputs on an Arcium MXE, settlement on Solana | Ciphertext, a computation request, and the fields the circuit marks public. |
Read Architecture for the path from a sealed instruction to a Solana callback, and Protected by Arcium for the MXE, the cluster, and the offsets.
The address is the account
Opening the desk creates an EVM account in this browser with viem. The address is the account. There is no username, email, or recovery phrase stored beside it. A returning visit reads the same key and skips the gate.
The desk also accepts a Solana-style base58 address when you replace the account by hand. Both shapes pass isAddress. The key generator itself only creates 0x accounts. Details are on Accounts and keys.
Assets on the desk
The preview ledger tracks three assets. Labels are product names, not issuer claims.
| Asset | Role | Display decimals |
|---|---|---|
USDC | Cash | 2 |
SOL | Reserve | 4 on the form, 8 in storage rounding |
eUSD | Encrypted dollar | 2 |
An illustrative dollar total prices SOL at 148.2 and treats USDC and eUSD as one dollar. That quote is a constant in the preview. It is not a market feed.
This preview
Sample balances, positions, and activity are seeded so the sealed flow can be read. Reset restores that seed. The storage key and the JSON shape are documented on the preview ledger page.